Getting 5% could be difficult, however it is yes easier than having the 10% or 20% that the air personalities speak about ( you never meet anybody who really earns that much!).

there is nothing totally safe.

The Bogleheads can explain to you exactly how to make 5%-7% with relative security.

Even passbook savings inside my youth may have already been lost if a bank failed. FDIC insurance coverage were only available in 1934, however the insured limitation ended up being pretty low until 1980, whenever it rose from $20,000 to $100,000 (its now $250,000). Continue reading