Allow me to inform about Low prices. No fees that are hidden.

We love not being a bank, this means we could provide you with low interest rate, no charge signature loans!

Can get on top of financial obligation, buy a new vehicle, or make your ideal vacation a truth – we can tailor our unsecured loans to suit your spending plan.

In the event that you took out that loan of $10,000 more than a 7-year term at the truly amazing price of 9.95per cent p.a variable. your repayments that are weekly begin from $38!*

Apply online with our easy personal bank loan application that takes about quarter-hour to perform.

Personal Bank Loan Calculator

Learn how much your loan repayments could be with your online loan calculator that is personal. Get going now!

Apply On The Web

Uncover what you ought to use! Our online unsecured loan application is simple and certainly will just just just take around a quarter-hour to perform.

Loan Agreement & General Terms

See a duplicate of our Loan Agreement and General Terms.

FAQ Loan Questions

If you’re a unique Zealand resident and over 18 yrs . old, you can easily connect with borrow any quantity over $500.

First Credit union’s financing criteria, stipulations use.

You are able to apply to borrow any amount over $500. The quantity we approve are going to be at the mercy of your circumstances that are financial our lending requirements. Utilize our loan calculator to obtain a sign of just what repayments for the quantity you will be planning to borrow appear to be.

Positively! You don’t should be a part of First Credit Union to try to get a loan that is personal. It is possible to apply online or by going to certainly one of our branches. In the event that you have a individual loan from First Credit Union you may are a member and will reap the benefits of all the products you can expect.

Yes you’ll, at the mercy of your circumstances that are financial our normal financing requirements.

The applying procedure for extending your individual loan is equivalent to a new loan and you’ll need certainly to fill the loan application form out once more. You can easily use online or by going to certainly one of our branches.

First Credit Unions financing criteria, stipulations apply.

No. We don’t cost any very early repayments charges.

You can even make additional payments to your loan and you won’t be penalised.

It’s as much as you! We provide for a quantity of purposes. We could build financing to generally meet your requirements. Obtain the brand new car, take that trip, combine the money you owe or just find some extra cash, we’re here to aid.

First Credit Union doesn’t charge any loan application or processing costs, which may help you save hundreds.

The group in the beginning Credit Union are here to simply help. We recognize that sometimes things make a mistake rather than to prepare.

When you have missed a personal loan repayment it’s important which you contact us or check out your nearest branch as quickly as possible.

We works you contact us the better with you to get everything back on track, so the sooner.

In the event your unsecured loan is authorized we’re going to have to see some photo ID, such as for example a passport. If you’re maybe not a part we’ll likewise require evidence of your overall home address such as for example a bank statement or household bill addressed for your requirements. Please take a look at our list that is full of demands.

Important Info

*Normal financing criteria apply and T&Cs apply. View our prices and costs right here. Numbers are an illustration limited to a $10,000 loan at 9.95per cent p.a. variable over a 7-year term and will not consist of loan protection insurance.

Normal drifting prices vary from 9.95% p.a. adjustable to no more than 18.00per cent p.a. variable

No minimum loan term. Maximum loan term 7 years.

No application charges with no very early payment charges.

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