Most Recent Testimony and Remarks
- Groups Oppose the CFPB’s intends to participate in Payday Loan Disclosure Testing
- Groups Urge CFPB to Strengthen Protections Against Discrimination in Comments to CFPB about Equal Credit chance Act
- Groups Urge CFPB to Abandon a reorganization that is proposed Would keep customers susceptible and Defenseless
Requirement pertains to Payday and car Title Loans; CFA Urges CFPB, Congress, and States to complete the task
Washington, D.C.вЂ”Today, the customer Financial Protection Bureau (CFPB) took the initial step toward closing your debt trap by finalizing brand brand brand new customer defenses for shorter-term loans where customers must repay all or the majority of the financial obligation at once including payday and auto name loans, and longer-term loans with balloon re re payments.
The Debt Trap Harms Consumers
Payday advances, which frequently carry a annual rate of interest of over 300%, are unaffordable and fundamentally trap consumers in a period of financial obligation where consumers roll over loans since they are not able to repay them. Continue reading
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